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Terms of Use

Effective and last updated: September 9, 2026

Welcome to Changing Life Journey. These Terms of Use govern your use of ChangingLifeJourney.com and content, resources, downloads, communications, and services made available through the site. Changing Life Journey is operated by jerinm LLC, a Wyoming limited liability company operating in Virginia.

By using this website, you agree to these Terms. If you do not agree, please do not use the site.

Educational and Informational Content

Changing Life Journey provides general educational, informational, inspirational, and lifestyle content. Our health and wellness material is subject to the separate Health & Wellness Disclaimer, which is incorporated into these Terms by reference.

Intellectual Property

Unless otherwise stated, the original text, graphics, branding, downloadable materials, worksheets, journals, planners, and other content created for Changing Life Journey are owned by or licensed to jerinm LLC and are protected by applicable intellectual-property laws. You may use website content for your personal, noncommercial use. You may not reproduce, republish, sell, distribute, modify, or create commercial derivative works from our content without permission, except as allowed by law.

Downloads and Printables

Free and paid downloads are provided for the use described with the resource. Unless a resource expressly grants broader rights, downloads are for personal use and may not be resold, redistributed, uploaded to another website, or offered as your own work.

Products and Purchases

If books, planners, downloads, or other products are offered for sale, additional checkout, shipping, refund, licensing, or seller terms may apply. Product descriptions and availability may change. Third-party retailers or payment providers may also impose their own terms.

Email and Communications

If you subscribe to emails, request a download, or contact us, you agree that we may communicate with you as reasonably necessary to fulfill your request. Marketing communications will be handled in accordance with our Privacy & Cookie Policy and applicable law.

User Conduct

You agree not to misuse the site, interfere with its operation or security, attempt unauthorized access, introduce malicious code, impersonate another person, violate applicable law, or use our content in a way that infringes the rights of others.

Comments and Community Features

If comments or other community features are enabled in the future, we may moderate, decline, or remove content that is abusive, unlawful, misleading, promotional, invasive of privacy, or otherwise inconsistent with the purpose of the site. We are not obligated to publish or retain user-submitted content.

Third-Party Links and Services

The site may link to third-party websites, retailers, payment processors, email services, embedded content, or other services. We do not control those third parties and are not responsible for their content, availability, privacy practices, security, products, or services.

Affiliate Relationships

Changing Life Journey may occasionally use affiliate links or other compensated relationships. When required, appropriate disclosures will be provided. A commission or other relationship does not increase the price you pay unless clearly stated.

No Guarantees

We work to provide useful and accurate information, but we do not guarantee that all website content will always be complete, current, error-free, or suitable for every person or purpose. Results from applying general lifestyle or wellness information vary from person to person.

Limitation of Liability

To the fullest extent permitted by applicable law, jerinm LLC and Changing Life Journey will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the site, content, downloads, products, or linked third-party services. Nothing in these Terms excludes liability that cannot lawfully be excluded.

Indemnification

To the extent permitted by law, you agree to be responsible for losses, claims, or expenses resulting from your unlawful misuse of the website or violation of these Terms.

Privacy

Your use of the site is also subject to our Privacy & Cookie Policy.

Changes

We may update these Terms as the website and its services change. The effective or updated date at the top of this page will show the latest revision.

Governing Law

These Terms are governed by applicable law, including the laws applicable to jerinm LLC and its operations, without overriding consumer rights or other laws that cannot be waived by contract.

Contact

Questions about these Terms may be submitted through our Contact page.

Changing Life Journey

Helping adults stay strong, healthy, independent, and hopeful after 50.

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